Bangkok cityscape next to a large river.

Straight-Through Retail Banking Onboarding

To introduce a fully digital, straight-through-processing (STP) credit card onboarding solution that automates end-to-end customer acquisition — from application to underwriting and physical card fulfilment

THE AUTOMATED PIPELINE

Three Steps to Activation

Eliminate manual back-office queues. Our engine orchestrates identity verification, risk assessment, and physical fulfillment in a single automated flow.

STEP 01
STEP 02
STEP 03

Biometric Verification

Automated Underwriting

Doorstep ID Dip

Real-time KYC utilizing facial biometrics and integrated Thai ID validation. Fully compliant with NDID standards for instant customer authentication.

Instant risk decisions driven by automated salary verification, credit bureau checks, and fraud scoring matrices tailored to your risk appetite.

Secure physical card delivery via authenticated runner app. Doorstep ID validation triggers instant card activation and full credit limit unlock.

SYSTEM METRICS

Enterprise Performance Statistics

Our straight-through processing engine delivers measurable operational efficiency and reduces drop-off rates for retail lending portfolios.

98%

5 Min

45%

Reduction in manual underwriting intervention, shifting operations to exception-only reviews.

Average time from initial biometric scan to digital card limits assignment.

Increase in customer acquisition conversion rates compared to legacy paper-based onboarding.

SYSTEM INTEGRATION

Modernize Your Acquisition Pipeline

Connect our API-led orchestration layer to your core banking infrastructure. Deploy automated underwriting and secure physical card fulfillment.